Gobal recession is a thing of the past now - financial institutions across the world have entered into pre-recession era of growth and stimulation. While the financial behemoths in US and Europe are taking baby steps towards expansion currently, they have shown signs of much broader plans which would trigger growth for all the stakeholders. It is safe to say that today banks are cautious but not suspicious of the promise future holds.
Europe was the past, present belongs to US, and India and China holds the future. When everybody is closely watching the game, especially in case of India and China, it becomes univocally important that we operate in a kind of environment which promises growth which is inclusive and not exclusive and financial inclusion is proving to be an extremely important institutional and functional vehicle for economic transformation.
Banks have their own reasons to be vigilant before they put their step in rural or semi-urban market. Setting up capital intensive infrastructure, high NPAs in rural areas, lack of resources, weak delivery models and lack of product suitability are holding them back. High operation costs coupled by expensive technology further make the model complex and unprofitable. Lack of market understanding or the flawed delivery and implementation models could be reasons for limited success in this sector. Clearly it is imperative to come out with leaner operation models, better management of assets and liabilities, customized product offerings and cheaper technology.
We can leverage upon India's 415 million mobile users out of which 46% don't have bank accounts. South Africa has set an excellent example where banks have developed many innovative and customized products using mobile and postal network and distribution to spread financial inclusion. Bio-metric can substitute ATMs to avoid the hassles in rural areas.
51% out of 100 Indians had bank accounts in 1993 and 17 years down the line, the number has marginally increased to 55%. Only 5.2% of India's 650,000 villages have bank branches. As on June 30, 2009, the seven new private sector banks had 275 branches in rural areas, or just 6.4 % of the 4,264 branches they have. It's an irony that people who need the financial services most are deprived of it. It becomes imperative to critically analyze the data and more importantly the ghosts behind it.
For past few years, banks have aggressively opened "no-frill accounts", that require very low or zero minimum balance but a recent study said only 11% of 25.1 million such basic banking accounts, opened between April 2007 and May 2009, are operational. Opening up bank account for under-privileged neither meets the purpose nor justify the intent to bank the un-banked. Banks should further facilitate the transactions and three most important transactions on such account are deposits, loans and remittances. Opening up new RRBs, tying up with existing RRBs or further consolidation by merging RRBs with banks can make the model viable.
A panel of the Indian central bank has recommended that owners of provision stores and medical shops, public call office (PCO) operators, petrol pump owners, insurance agents as well as retired teachers should be allowed to act as business correspondents or BCs for banks in rural and semi-urban areas to extend the reach of banking services but the policy is yet to be approved. Ideas like this can totally change the landscape of rural banking.
With the help of all stakeholders, it is possible to achieve the daunting task to make rural and semi-urban banking profitable. Stakeholders need to come forward, design, innovate, devise strategies, and make recommendations to change the rule of the games to achieve an objective of changing the paradigms of banking in India.
Sources - http://indiamicrofinance.com, http://www.livemint.co, Skoch Development Foundation
Wednesday, June 2, 2010
Sunday, February 7, 2010
Hug Life!!
Last 1 month was really tough.....not because i had to face personal challenges...but because of the hectic jam-packed schedule but as it is often said -Life is a roller coaster.....we have ups and downs...we have different phases.....and we should face all these phases with our arms open...equal grace....these stress levels....high rides...give us a chance to enjoy the lulls and pauses. Challenges are what make life interesting and fervor to over come it makes it complete and meaningful. Fridays and Saturdays will loose their sheen if we have no Mondays to worry about.
People often question reality shows, we accuse them as mock….programmed act more then performance. I have no rights to condemn or argue, rather I will just present my thoughts. At the end of the day what really matters is - Are those acts able to connect? We watch a dozen of movies in an year...and we appreciate them because of the "WoW factor" we find them in these movies....the performances...the dispora around it...and aura it creates for us to sumerge. If we feel the same for reality shows like "Dance India Dace", "Music ka maha Mukabla", "India has got Talent", "Sare ga ma" or any other show in the same line - we should appluad it the same way we appreciate Amir Khan for his ‘RDB” or “3 Idiots” or SRK for “Chakde” or “Swades”...more because the performances are coming from common men like you and me. It gives us a ray of optimism, a life time opportunity to ordinary people like us to showcase what we can live up to.
Fantasy...imagination...ideas are the seeds for fertile land called ART. They reflect upon life which is much more than what we have been living - that’s precisely the reason i advocate to live in dreams... imaginations... fantasies as you get a chance to meet something unmet...unrealized…unaccomplished. After all we all live for happiness. I remember an interview when i was asked what is your motto in life? I said what I believe in- "My motto in life is to be happy and contended and spread that happiness across"
Imagine getting a medal which you always aspired for...visualize having your favorite meal from the warm hands of you mother...when you haven't got chance to even meet her in months....fantasize a hug from the love of you life....who is so near to you heart but yet so far......it gives great comfort, pleasure, a sense of triumph and a drive to remain connected as they are the ones who complete you....your mere idea of existence
We should thank our parents for bring us to the level what we really are. They did what they could do best at that given point of time. They spent restless nights to make sure we get a sound sleep.
5 years ago i underwent major illness for a month...lost over 12 Kgs.....couldn't digest even juice...lost my sleeps in nights as I didn’t have had anything else to do in day either..it was none other then my MOM who held me, hugged me, spent hundred of hours caressing my head, enlightening that ray of hope that i will get well soon, wiping off my tears that you will just be fine.
How can i forget those days when my mother used to wake me up at 4 AM in morning to get ready for my Maths coaching class... not leaving behind a single day where i missed my coaching class because my mother kept sleeping.....that shows how to perform responsibility. She was and still she is a working lady....showcasing an exemplary balance b/w her professional work...domestic work….family. She used to sleep after i go to bed...and used to get up before i open my eyes....wonder whether she got a chance to enjoy sound 6 hour sleep. Tears come out of my eyes when i lookback at her struggle …dedication..comittment..ownership...adaptibility...optimism towards life.
All those scholastic gurus who teach how to balance life...how to value life....how to love your work...should take peek at the role model named “MOTHER”. Salute to this SOUL of kindness....love...passion...for making us what we are today. Thank you MOM.
"Count the garden by blossomed flower with beatles buzzing around, never by fallen leaves;
Acknowledge your life with the blessings and smiles you receive, never by tears rolled out"
Tears have rollen out because your eyes had no place for them to stick by....smiles are contagious, they remain forever!!
People often question reality shows, we accuse them as mock….programmed act more then performance. I have no rights to condemn or argue, rather I will just present my thoughts. At the end of the day what really matters is - Are those acts able to connect? We watch a dozen of movies in an year...and we appreciate them because of the "WoW factor" we find them in these movies....the performances...the dispora around it...and aura it creates for us to sumerge. If we feel the same for reality shows like "Dance India Dace", "Music ka maha Mukabla", "India has got Talent", "Sare ga ma" or any other show in the same line - we should appluad it the same way we appreciate Amir Khan for his ‘RDB” or “3 Idiots” or SRK for “Chakde” or “Swades”...more because the performances are coming from common men like you and me. It gives us a ray of optimism, a life time opportunity to ordinary people like us to showcase what we can live up to.
Fantasy...imagination...ideas are the seeds for fertile land called ART. They reflect upon life which is much more than what we have been living - that’s precisely the reason i advocate to live in dreams... imaginations... fantasies as you get a chance to meet something unmet...unrealized…unaccomplished. After all we all live for happiness. I remember an interview when i was asked what is your motto in life? I said what I believe in- "My motto in life is to be happy and contended and spread that happiness across"
Imagine getting a medal which you always aspired for...visualize having your favorite meal from the warm hands of you mother...when you haven't got chance to even meet her in months....fantasize a hug from the love of you life....who is so near to you heart but yet so far......it gives great comfort, pleasure, a sense of triumph and a drive to remain connected as they are the ones who complete you....your mere idea of existence
We should thank our parents for bring us to the level what we really are. They did what they could do best at that given point of time. They spent restless nights to make sure we get a sound sleep.
5 years ago i underwent major illness for a month...lost over 12 Kgs.....couldn't digest even juice...lost my sleeps in nights as I didn’t have had anything else to do in day either..it was none other then my MOM who held me, hugged me, spent hundred of hours caressing my head, enlightening that ray of hope that i will get well soon, wiping off my tears that you will just be fine.
How can i forget those days when my mother used to wake me up at 4 AM in morning to get ready for my Maths coaching class... not leaving behind a single day where i missed my coaching class because my mother kept sleeping.....that shows how to perform responsibility. She was and still she is a working lady....showcasing an exemplary balance b/w her professional work...domestic work….family. She used to sleep after i go to bed...and used to get up before i open my eyes....wonder whether she got a chance to enjoy sound 6 hour sleep. Tears come out of my eyes when i lookback at her struggle …dedication..comittment..ownership...adaptibility...optimism towards life.
All those scholastic gurus who teach how to balance life...how to value life....how to love your work...should take peek at the role model named “MOTHER”. Salute to this SOUL of kindness....love...passion...for making us what we are today. Thank you MOM.
"Count the garden by blossomed flower with beatles buzzing around, never by fallen leaves;
Acknowledge your life with the blessings and smiles you receive, never by tears rolled out"
Tears have rollen out because your eyes had no place for them to stick by....smiles are contagious, they remain forever!!
Sunday, January 24, 2010
Have we lost it??
Smile or Frown - What are you gonna choose?
They say u need solitude to meet urself or to find time for urself...to evolve yourself....to introspect...to look back.....but i take ur pardon to disagree.
It's not always true....not atleast with me.....i think you just need a lil pause...a tiny break from your otherwise mad schedule -"THE MARATHON OF OUR LIVES".....to bend and think about the unforseen path we have been running on day in and out. I believe u can do it...even in the deafening sound of a wedding band.
It happned to be nothing different today....i went for shopping after working monotonously for last 4 jam-packed weeks. I find a sense of relief...a stress buster..in shopping......some may say it is an attribute often attached to chicks...let it be...i have no qualms about it. Truth is, we have to find ways out to compose ourselves from the agony of life adulterated with stress.. tention.. fatigues... dissatisfaction... frustations... irritations ...so on and so forth.
One place where i get chance to meet myself is the washroom room.....and couple of my friends would nod in agreement i bet...we are truly ourselves for those 10-15 minutes......feeling releaved after coming out....not all us might have paid any heed to it
To continue, I was standing in Queue (u might be thinking which Q m i talking about - i am not surprised either...we stand in Q literally for everything from a railway station ticket....to filling college fees.......to paying bills for electricity......or paying for the apparels you have selected)...i was standing in Q for the last one...
and it was a never ending q with dozen people standing in front of me with bag full of garments as if the mall is going out of business today or this is the last time they can buy clothes in their life term.....thankfully i got some time to fall in the abyss of my thougts...only to get distracted by some high pitch altercation......two ladies were arguing with each other...one of the lady just broke the line and came in front to get her item billed as she just had 1 apparel to buy....( i am guessing she got the news of sellout beforehand and this was her second visit)...the ladies did not know each other...they had nothing against each other....just the sheer dis-satisafaction...or the tentions at work place or everday life triggered by some negative vibes, rattled their temperament.......the root of the problem lies in fact - when we walk out of office....we take work along with us...and all unnecessary agonies associated.
Work has occupied us all from head to toe...the complications have pinned down the individual within us to an extent that "We are not left alone to be with ourselves even when left alone".
The mask we wear at work place often becomes our face.
We are all transforming into machines steadily.....look at our erratic sleeping patterns. Have you ever observed....what is the 2nd question we ask a person whom we want to know about? 1st one is obvious..."what is your name" and second one follows "So, What do you do?" which unprecedentedly matches our query about any machine - "what does it do"? People connect/recognize you with the job you do....the way they deal machines with.
What are we up to?
What are we figting for?
What do we want to achieve?
What do we want to prove?
Whom are we competing with? ourselves? probably yes....probably No...
But we all are making it complicated trying to achieve something undefined...unexisting....like infinity. We have forgotten being ourselves......life has virtually become a battle where we are continously figting with our inhibitions.....our fanatasies...our self beliefs...our burdens...our targets...our apprehentions. Where has all the happiness gone????.....where have those smiling faces vanished?? How many times do we smile in a day? from within - not to count the the poses we make like Jim Carrey to sell something to the client..trying to fool him not even sparing ourselves in the process...we know we are faking it...no surprises...all do... including clients.
Truly said...a smile can win a billion hearts.....it can make someone's day..it can wash off the tears...it can kiss away the pain. "Tough times donot last longer, tough people do".Smile specially when you are going through rough patch. Irony is we forget to laugh and smile when we need it the most. Trust me it takes lesser effort to "smile" than "frown". Neverthless we tend to choose frown unanimously. We try to find that one rotten apple in a basket of hundred dazzling ones.
"We as a society have somehow somewhere lost it"
We prefer to be critics than the appraisers. If you dip in to think for a second to find an anwwer for"WHY" - I bet u will have no justification than blaming circumstances. I truly appreciate and sort of agree with the brilliant Lyrics of upcoming movie "Ishqia" - "Dil to bacha hai ji..Thoda kacha hai ji" (Heart is an infant..it's bit immature) - it learns what you teach it...it does what you foster it do.
The need of the hour is to re-kindle our self-awareness from "objects" to "beings". All we need is to push the boundaries we confined ourselves in and enjoy the freefall in unscathed, untarnished aura of thoughts and feelings.
Saari umar hum mar mar ke jiliye....ik pal to ab hume jine do...jine do!!
~Varun
They say u need solitude to meet urself or to find time for urself...to evolve yourself....to introspect...to look back.....but i take ur pardon to disagree.
It's not always true....not atleast with me.....i think you just need a lil pause...a tiny break from your otherwise mad schedule -"THE MARATHON OF OUR LIVES".....to bend and think about the unforseen path we have been running on day in and out. I believe u can do it...even in the deafening sound of a wedding band.
It happned to be nothing different today....i went for shopping after working monotonously for last 4 jam-packed weeks. I find a sense of relief...a stress buster..in shopping......some may say it is an attribute often attached to chicks...let it be...i have no qualms about it. Truth is, we have to find ways out to compose ourselves from the agony of life adulterated with stress.. tention.. fatigues... dissatisfaction... frustations... irritations ...so on and so forth.
One place where i get chance to meet myself is the washroom room.....and couple of my friends would nod in agreement i bet...we are truly ourselves for those 10-15 minutes......feeling releaved after coming out....not all us might have paid any heed to it
To continue, I was standing in Queue (u might be thinking which Q m i talking about - i am not surprised either...we stand in Q literally for everything from a railway station ticket....to filling college fees.......to paying bills for electricity......or paying for the apparels you have selected)...i was standing in Q for the last one...
and it was a never ending q with dozen people standing in front of me with bag full of garments as if the mall is going out of business today or this is the last time they can buy clothes in their life term.....thankfully i got some time to fall in the abyss of my thougts...only to get distracted by some high pitch altercation......two ladies were arguing with each other...one of the lady just broke the line and came in front to get her item billed as she just had 1 apparel to buy....( i am guessing she got the news of sellout beforehand and this was her second visit)...the ladies did not know each other...they had nothing against each other....just the sheer dis-satisafaction...or the tentions at work place or everday life triggered by some negative vibes, rattled their temperament.......the root of the problem lies in fact - when we walk out of office....we take work along with us...and all unnecessary agonies associated.
Work has occupied us all from head to toe...the complications have pinned down the individual within us to an extent that "We are not left alone to be with ourselves even when left alone".
The mask we wear at work place often becomes our face.
We are all transforming into machines steadily.....look at our erratic sleeping patterns. Have you ever observed....what is the 2nd question we ask a person whom we want to know about? 1st one is obvious..."what is your name" and second one follows "So, What do you do?" which unprecedentedly matches our query about any machine - "what does it do"? People connect/recognize you with the job you do....the way they deal machines with.
What are we up to?
What are we figting for?
What do we want to achieve?
What do we want to prove?
Whom are we competing with? ourselves? probably yes....probably No...
But we all are making it complicated trying to achieve something undefined...unexisting....like infinity. We have forgotten being ourselves......life has virtually become a battle where we are continously figting with our inhibitions.....our fanatasies...our self beliefs...our burdens...our targets...our apprehentions. Where has all the happiness gone????.....where have those smiling faces vanished?? How many times do we smile in a day? from within - not to count the the poses we make like Jim Carrey to sell something to the client..trying to fool him not even sparing ourselves in the process...we know we are faking it...no surprises...all do... including clients.
Truly said...a smile can win a billion hearts.....it can make someone's day..it can wash off the tears...it can kiss away the pain. "Tough times donot last longer, tough people do".Smile specially when you are going through rough patch. Irony is we forget to laugh and smile when we need it the most. Trust me it takes lesser effort to "smile" than "frown". Neverthless we tend to choose frown unanimously. We try to find that one rotten apple in a basket of hundred dazzling ones.
"We as a society have somehow somewhere lost it"
We prefer to be critics than the appraisers. If you dip in to think for a second to find an anwwer for"WHY" - I bet u will have no justification than blaming circumstances. I truly appreciate and sort of agree with the brilliant Lyrics of upcoming movie "Ishqia" - "Dil to bacha hai ji..Thoda kacha hai ji" (Heart is an infant..it's bit immature) - it learns what you teach it...it does what you foster it do.
The need of the hour is to re-kindle our self-awareness from "objects" to "beings". All we need is to push the boundaries we confined ourselves in and enjoy the freefall in unscathed, untarnished aura of thoughts and feelings.
Saari umar hum mar mar ke jiliye....ik pal to ab hume jine do...jine do!!
~Varun
Sunday, January 10, 2010
Pocket main Rocket!!
We all have that ROCKET!!
Rocket singh - Salesman of the year- How an ordinary man come forward breaking the cliche of jazzy profiles and much sought after jobs. Not to mention he never got those marks to even think about it......But marks never limited him to think about an adventurous career, and they never will. So he leaped into the career followed by smart chaps. He just tried to learn the rules of the game - never, ever, record your real name and address anywhere; never, ever, complain about greedy managers demanding cut-backs; and above all, never, ever, point out to the boss that his ancestry is doubtful, even if you are convinced it is.
He is perplexed between the so called "Professional" ways and the thought process his heart made him believe. At the end he proved his worth tumbling upon the crazy unconventional ways which turned his world upside down.
What matters at the end of the day is "What doyou want to do and how do you do it" or for that matter "What do you want to say and how do you say" - this is what makes you Hercules or stubborn egoistic looser. That's y the title song "Pocket main rocket"
We all have that salesman within us. Often when we think about sales.....our preconceived notion makes us think about those poor sales guys who are fighting to sell their product from credit card to washing powder. The word is totally cliched though of lat there are some signs of change.
I envisage we all are salesmen in one way or other. We sell our ideas...we sell our beliefs....be it our home or office or market place.....we want people to believe us...we showcase our talents and activities to tell not just folks around us but to ourselves too.
Remember, we have to convinve ourselves before convincing others. My dear friend may argue - "We have that inborn habit to convince ourselves", i also came from same school of thought - but i have taken it further by attempting to justify it.
I have been talking about this movie for sometime now. Would you believe - I have not seen it yet...Neither have i seen the promos. I just heard some songs of the movie but i attemped to sell an idea and you can assess it better how much have i succeeded
I don't have qualms about my reasonings and opinions and i don't hesitate for a second to air them. Sales is an art and what all it needs is creativity to think different and have a heart to portray it.
Mood changes, time changes, circumstances change, environment changes and so do you - so stop blaming you for the failures which you encountered at the given point of time, under the given sitautions, under the given resources you had to counter them putting up your best you could. How many of us acheive that something we were worth of by living in the past.
Learn to cry alone and laugh with others. To get the respect of other you need to get into habbit of respecting yourself.Your capabilities, your aids, your resources, the changed environment give you gamut of opportunities to "Dream about your dreams".
I am not categorically suggesting you to steal your past from you....just stay grounded....however make that ground a launching pad for your own rocket to reach to those dreams with payload of your creativity and and direction of looking at the top towards your unfulfilled dreams !!!
Rocket singh - Salesman of the year- How an ordinary man come forward breaking the cliche of jazzy profiles and much sought after jobs. Not to mention he never got those marks to even think about it......But marks never limited him to think about an adventurous career, and they never will. So he leaped into the career followed by smart chaps. He just tried to learn the rules of the game - never, ever, record your real name and address anywhere; never, ever, complain about greedy managers demanding cut-backs; and above all, never, ever, point out to the boss that his ancestry is doubtful, even if you are convinced it is.
He is perplexed between the so called "Professional" ways and the thought process his heart made him believe. At the end he proved his worth tumbling upon the crazy unconventional ways which turned his world upside down.
What matters at the end of the day is "What doyou want to do and how do you do it" or for that matter "What do you want to say and how do you say" - this is what makes you Hercules or stubborn egoistic looser. That's y the title song "Pocket main rocket"
We all have that salesman within us. Often when we think about sales.....our preconceived notion makes us think about those poor sales guys who are fighting to sell their product from credit card to washing powder. The word is totally cliched though of lat there are some signs of change.
I envisage we all are salesmen in one way or other. We sell our ideas...we sell our beliefs....be it our home or office or market place.....we want people to believe us...we showcase our talents and activities to tell not just folks around us but to ourselves too.
Remember, we have to convinve ourselves before convincing others. My dear friend may argue - "We have that inborn habit to convince ourselves", i also came from same school of thought - but i have taken it further by attempting to justify it.
I have been talking about this movie for sometime now. Would you believe - I have not seen it yet...Neither have i seen the promos. I just heard some songs of the movie but i attemped to sell an idea and you can assess it better how much have i succeeded
I don't have qualms about my reasonings and opinions and i don't hesitate for a second to air them. Sales is an art and what all it needs is creativity to think different and have a heart to portray it.
Mood changes, time changes, circumstances change, environment changes and so do you - so stop blaming you for the failures which you encountered at the given point of time, under the given sitautions, under the given resources you had to counter them putting up your best you could. How many of us acheive that something we were worth of by living in the past.
Learn to cry alone and laugh with others. To get the respect of other you need to get into habbit of respecting yourself.Your capabilities, your aids, your resources, the changed environment give you gamut of opportunities to "Dream about your dreams".
I am not categorically suggesting you to steal your past from you....just stay grounded....however make that ground a launching pad for your own rocket to reach to those dreams with payload of your creativity and and direction of looking at the top towards your unfulfilled dreams !!!
Sunday, January 3, 2010
Nature!!
My day started pretty early today, as early as 2:00 AM because I did not make an attempt to blink my eyes. The excitement of night out long drive to Lonavla to see the sunrise and come back had overpowered my senses. The mere jubilation washed off my sleep.
After satiating at Bounty (the sizzler hut) while we were driving back home, nature decided to celebrate the new year with us with sizzling drizzles adding to the beauty of fairy chilly nights of Pune. We decided to obligate the nature by appreciating the breezy nights and enthralling sunrise at Hilltop @ Lonavla (near to Amby Valley). The experience of standing at the edge of hilltop embracing the nature was exhilarating. Intense gush of chilly but pleasant winds hived off entire fatigue. This experience just before the sunrise was incomparable.
Even science is not able to decipher the code of law of nature. We can just attempt to experience it, feel it, realize it and finally acknowledge it. It is that executable which is running constantly in our lives, around our lives and we are a part of it. I sometimes wonder how nature works so perfectly......look out for the definitions of "PERFECT" in books/web.
1st definition which comes on google is : "Lacking nothing essential to the whole", "Being without defect or blemish". Dictionary.com says "conforming absolutely to the description or definition of an ideal type"
No one can exactly define definition of "Perfect". All above definitions are closer to its meaning but not the exact definition. We don’t qualify to define it in our delineated boundaries. It can be described best in relation to something which already exists...beyond you and me, beyond our span of control; one of such entity is "NATURE" and that's precisely my answer.
We don't need to find answer in books or web for everything; most of the answers are lying in front of us. It just needs to raise our head and look around us and its right there. Often answers are so easily available that we undermine and overlook them; seldom we make an attempt to acknowledge them…not to blame us...we after all are not "PERFECT"
I pondered a minute to think about my definition of perfection.....”THE LAWS of NATURE”
Wiki describes it as : "Law of nature is a theory that posits the existence of a law whose content is set by nature and that therefore has validity everywhere"
I was taken a back when i observed at few phenomenons which are a part of our daily lives.
"Dusk is preceded by dawn and dawn is preceded by dusk" - Imagine if we did not have had night or day......i doubt we could even survive had it been not that way. Water evaporates to become clouds and clouds burst when they are full of water...Call it law of condensation or Sublimation. The very bare fact remains that we can only experience and study law of nature...we cannot make them
I assume all of us have read about Newton 3 Laws. With all due credits to that great soul, he only "discovered" the laws...mind the difference between invented and discovered.
Einstein's principle that no signals travel faster than light is also a true generalization but, in contrast, it is a law of nature; it is not nearly so accidental. So i take courage to state "We cannot invent laws of nature"
The natural law was inherently deontological in a sense that it is aimed towards goodness. Nature is the primeval and predominant author of all these masterpieces which has not only fascinated me ...it has enamored million before me and it will enchant trillions and zillions to come!!
After satiating at Bounty (the sizzler hut) while we were driving back home, nature decided to celebrate the new year with us with sizzling drizzles adding to the beauty of fairy chilly nights of Pune. We decided to obligate the nature by appreciating the breezy nights and enthralling sunrise at Hilltop @ Lonavla (near to Amby Valley). The experience of standing at the edge of hilltop embracing the nature was exhilarating. Intense gush of chilly but pleasant winds hived off entire fatigue. This experience just before the sunrise was incomparable.
Even science is not able to decipher the code of law of nature. We can just attempt to experience it, feel it, realize it and finally acknowledge it. It is that executable which is running constantly in our lives, around our lives and we are a part of it. I sometimes wonder how nature works so perfectly......look out for the definitions of "PERFECT" in books/web.
1st definition which comes on google is : "Lacking nothing essential to the whole", "Being without defect or blemish". Dictionary.com says "conforming absolutely to the description or definition of an ideal type"
No one can exactly define definition of "Perfect". All above definitions are closer to its meaning but not the exact definition. We don’t qualify to define it in our delineated boundaries. It can be described best in relation to something which already exists...beyond you and me, beyond our span of control; one of such entity is "NATURE" and that's precisely my answer.
We don't need to find answer in books or web for everything; most of the answers are lying in front of us. It just needs to raise our head and look around us and its right there. Often answers are so easily available that we undermine and overlook them; seldom we make an attempt to acknowledge them…not to blame us...we after all are not "PERFECT"
I pondered a minute to think about my definition of perfection.....”THE LAWS of NATURE”
Wiki describes it as : "Law of nature is a theory that posits the existence of a law whose content is set by nature and that therefore has validity everywhere"
I was taken a back when i observed at few phenomenons which are a part of our daily lives.
"Dusk is preceded by dawn and dawn is preceded by dusk" - Imagine if we did not have had night or day......i doubt we could even survive had it been not that way. Water evaporates to become clouds and clouds burst when they are full of water...Call it law of condensation or Sublimation. The very bare fact remains that we can only experience and study law of nature...we cannot make them
I assume all of us have read about Newton 3 Laws. With all due credits to that great soul, he only "discovered" the laws...mind the difference between invented and discovered.
Einstein's principle that no signals travel faster than light is also a true generalization but, in contrast, it is a law of nature; it is not nearly so accidental. So i take courage to state "We cannot invent laws of nature"
The natural law was inherently deontological in a sense that it is aimed towards goodness. Nature is the primeval and predominant author of all these masterpieces which has not only fascinated me ...it has enamored million before me and it will enchant trillions and zillions to come!!
Saturday, January 2, 2010
Perception......are they worth to get indulged with??
Yesterday night was simply amazing.....not that i did some thing michievous or nasty.....just did perfect balance of acts....awsome dinner...followed by long walks on such a neat road with cool air gushing thorugh my ears adding to the enthralling exp.......followed by an awsome movie......what a delivery by Rajat Kapoor...i agree the movie is not for masses......neither was his intention to make it everybody's cup of tea....it was a niche movie....a red wine......which you can njoy watching before you hit the bed.....afterall the name was chosen so starkly perfect "Raat gayi baat gayi".....
I always had a dream about writing.......book...novel......auto-biography.......biogrpahy..whatever.....i always thought as if my life is a road........so many happenings.....so many twists and turns....red lights...green lights....speed breakers.......so many people i have overtaken...so many people who have overtaken me from wrong or right sides.....ppl re blowing horn at my back making me feel uncomfortable....sometimes the conditions are conducive to drive..warm suny weather...road becomes a highway without a single pitfall.............sometimes it becomes challenging as if the journey is about to halt.....only to get up next morning and reallize...it was just a bump and we are ready again to set our foot and ride again on an unknown but promising journey........... writing a blog is a perfect way to make a head start to experience this journey......it gives you the freedom of words......the freedom of thoughts...the freedom of expression......the freedom of perception.....the freedom to feel escatic about things you love.....fredoom to feel so good about yourself.......ppl around you.....things around you......you sometimes feel it couldn't be better.....now you might think.....how do the feelings erupt like this so fast...how do all of a sudden things start looking so flawlessly perfect......the truth is that its all in our mind...yes...MIND....that's how i define it
M - Mesmerizing
I - Incubator of
N - Nostalgic and
D - Dramatic thoughts and ideas
I trust there is no definition of good and bad...there is no justification for rational or irrational......take examples from everyday life....its just result of our uncanny believes and that we adjoin with any partcular situation or behaviour........its all perception which makes us think in a peculiar fashion and perception is a game mind plays ceaselessly to pass on judgements based on our past experiences or beliefs that we have nurtured over a span of time. Everybody has had different experiences from life, grown up in diff environments, infuenced by diff people around us.....thus we are programmed to think in a pedantic way which we try to justify with propositions without merits. You might agree to dis-agree with me which is absolutely pefect given the fact that whatever we have taught ourselves....whatever we have adapted....whatever we have explored....we cannot come over that easily and change the way we are...Living beings resist change...so true it is!! I have realized, the biggest challenge in this world is not to learn...but unlearn.....We learn throughout our lives...do ever recite unlearning about anything? the answer would ne "No"......"May be"..."Not sure"
If we learn to pass on our judgements prudently, trust me life would become a gift for us.......
"We would LOVE to LIVE it and LIVE to LOVE it" and not curse it because of our judgements or pungent impressions!!
I always had a dream about writing.......book...novel......auto-biography.......biogrpahy..whatever.....i always thought as if my life is a road........so many happenings.....so many twists and turns....red lights...green lights....speed breakers.......so many people i have overtaken...so many people who have overtaken me from wrong or right sides.....ppl re blowing horn at my back making me feel uncomfortable....sometimes the conditions are conducive to drive..warm suny weather...road becomes a highway without a single pitfall.............sometimes it becomes challenging as if the journey is about to halt.....only to get up next morning and reallize...it was just a bump and we are ready again to set our foot and ride again on an unknown but promising journey........... writing a blog is a perfect way to make a head start to experience this journey......it gives you the freedom of words......the freedom of thoughts...the freedom of expression......the freedom of perception.....the freedom to feel escatic about things you love.....fredoom to feel so good about yourself.......ppl around you.....things around you......you sometimes feel it couldn't be better.....now you might think.....how do the feelings erupt like this so fast...how do all of a sudden things start looking so flawlessly perfect......the truth is that its all in our mind...yes...MIND....that's how i define it
M - Mesmerizing
I - Incubator of
N - Nostalgic and
D - Dramatic thoughts and ideas
I trust there is no definition of good and bad...there is no justification for rational or irrational......take examples from everyday life....its just result of our uncanny believes and that we adjoin with any partcular situation or behaviour........its all perception which makes us think in a peculiar fashion and perception is a game mind plays ceaselessly to pass on judgements based on our past experiences or beliefs that we have nurtured over a span of time. Everybody has had different experiences from life, grown up in diff environments, infuenced by diff people around us.....thus we are programmed to think in a pedantic way which we try to justify with propositions without merits. You might agree to dis-agree with me which is absolutely pefect given the fact that whatever we have taught ourselves....whatever we have adapted....whatever we have explored....we cannot come over that easily and change the way we are...Living beings resist change...so true it is!! I have realized, the biggest challenge in this world is not to learn...but unlearn.....We learn throughout our lives...do ever recite unlearning about anything? the answer would ne "No"......"May be"..."Not sure"
If we learn to pass on our judgements prudently, trust me life would become a gift for us.......
"We would LOVE to LIVE it and LIVE to LOVE it" and not curse it because of our judgements or pungent impressions!!
Friday, January 1, 2010
Welcome 2010!!
When i got up today...Sun had already risen.....it was burning out heat with all its cylinders.....streets were busy....hush and bush of vehicles was all over.....no chirping birds......no cool breeze was blowing.....neverthless the morning looked so flawless.....perfect...Jan 1, 2010....it was already 11:30 AM ....What a way to start a new year.....BTW i am not among those ppl who get up at 5 AM everyday go for jogging....do pranayam and come back take bath...have break fast and be ready to go to office at 8:30 AM....that may be perfect way to live a life...but i never tried to be like that....i never wanted to be perfect....i always tried to find happiness in what i do...find a reason why i do it and that keeps me doing it again and again and again....i never followed "Early to bed and early to rise....makes healthy wealthy and wise"...it might work or millions but not for me...for me what works best is "Late to bed and late to rise....makes its comfortable better and nice" LOL!!
Lot of things were as usual were going in my mind......i had three fabulous Day-offs n front of me....what to do where to go...how to plan out....to start with i started searching paper to check out for any new movie this week....Bolo Raam...read review on internet.....did not try to read entire crap...just went to the end of review...which read like "You will return back from theatres scratching ur head....and saying 'Hey Raam' "....that was enough for me....i checked out for other movie...."Raat gayi baat gayi"..though from the name it may sound it will be another disappointment but when i saw the cast.....i was ready to take a risk.....it was from Bheja fry camp...Vinay Pathak...Rajat kapoor.....so i made up my mind....and booked late night show...i can't forget to add special review i read on ET "Raat Gayi Baat Gayi is not everyone’s cup of tea – rather glass of wine. But then again it’s not targeted towards teetotalers of cinema. This one night stand is worth indulging for some wild-wacky-wicked fun"......no points in guessing i don't prefer taking tea
It was already late and i was feeling hungry like i did not have had food since birth........Now when it comes to food.......i relish numerous cuisines...from Italian to mexican to oriental.....to be specific i love sizzlers...and Pune is an ideal place for foodies..ppl who like me are crazy to try diff cuisines....planned to have it in Bounty's.....which has acclaimed the number spot in Sizzlers in the city....there are dozzen others who also have some speciality about them like Touche....(the chain which actually invented sizzler in London......so what else....this is an ideal time to settle in and njoy this much awaited weekend
New Year has never been a day of any diff celebration for me.....to get drunk and party......some say....New year is an eve "to booz and dance away to the glory" and for me its just any other hyped day....u donot need any special day to njoy.....to dance...to sing...to booz.....you just need good company....good time....good place......and zeal to make your today as if tomorrow never gonna come.......
I believe its time to give few minutes to yourself.......introspect - how this year went.....how did you percieve it....are you anywhere near to it......if NO...what different do you need to do in next year...how do you want your next year to go....many of things you thought about doing last year go obscure...so its time to revisit your needs....your desires.....your aspirations.....you may call it checkpoint for yourself...or just a small pause in the rat race of your life......but i trust it is worth enough to give a thought
Lot of things were as usual were going in my mind......i had three fabulous Day-offs n front of me....what to do where to go...how to plan out....to start with i started searching paper to check out for any new movie this week....Bolo Raam...read review on internet.....did not try to read entire crap...just went to the end of review...which read like "You will return back from theatres scratching ur head....and saying 'Hey Raam' "....that was enough for me....i checked out for other movie...."Raat gayi baat gayi"..though from the name it may sound it will be another disappointment but when i saw the cast.....i was ready to take a risk.....it was from Bheja fry camp...Vinay Pathak...Rajat kapoor.....so i made up my mind....and booked late night show...i can't forget to add special review i read on ET "Raat Gayi Baat Gayi is not everyone’s cup of tea – rather glass of wine. But then again it’s not targeted towards teetotalers of cinema. This one night stand is worth indulging for some wild-wacky-wicked fun"......no points in guessing i don't prefer taking tea
It was already late and i was feeling hungry like i did not have had food since birth........Now when it comes to food.......i relish numerous cuisines...from Italian to mexican to oriental.....to be specific i love sizzlers...and Pune is an ideal place for foodies..ppl who like me are crazy to try diff cuisines....planned to have it in Bounty's.....which has acclaimed the number spot in Sizzlers in the city....there are dozzen others who also have some speciality about them like Touche....(the chain which actually invented sizzler in London......so what else....this is an ideal time to settle in and njoy this much awaited weekend
New Year has never been a day of any diff celebration for me.....to get drunk and party......some say....New year is an eve "to booz and dance away to the glory" and for me its just any other hyped day....u donot need any special day to njoy.....to dance...to sing...to booz.....you just need good company....good time....good place......and zeal to make your today as if tomorrow never gonna come.......
I believe its time to give few minutes to yourself.......introspect - how this year went.....how did you percieve it....are you anywhere near to it......if NO...what different do you need to do in next year...how do you want your next year to go....many of things you thought about doing last year go obscure...so its time to revisit your needs....your desires.....your aspirations.....you may call it checkpoint for yourself...or just a small pause in the rat race of your life......but i trust it is worth enough to give a thought
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